Independent editorial comparison: This page is not a ranking and does not claim one provider is universally best. Pricing, eligibility and features change; verify with the provider before applying or buying.
How to compare these options
Start with the job the product must do, then compare total cost, eligibility, implementation effort, support, integrations and what happens as the business grows. Do not choose only from a headline price.
| Provider/product | Published pricing / model | Eligibility | Best-fit consideration | Source |
|---|---|---|---|---|
| Payfast | Card 3.2% + R2; Instant EFT 2% min R2 on published aggregation pricing | Merchant onboarding criteria | Broad online payment-method range; payout/refund fees apply | Official source ↗ |
| Yoco | R0 Core plan; published rates vary by volume/card type | Merchant onboarding criteria | POS + online/business tools; paid plans add features | Official source ↗ |
| Ozow | See current provider pricing | Merchant onboarding criteria | Account-to-account/EFT-focused payment technology | Official source ↗ |
Questions to ask before choosing
- What is the full cost, including transaction/usage/add-on fees?
- Which eligibility or onboarding rules apply?
- What support is available when something fails?
- Can the product integrate with the rest of the business system?
- How easy is it to switch later?
How BXE evaluates tools
BXE's editorial resources look at how a tool fits into a small-business operating system: getting customers, taking payments, keeping records, managing leads and maintaining business administration.
Connect the business side with the customer-growth side
BXE brings the website, lead capture, CRM, AI receptionist and follow-up journey together. Compliance and financial information on this site remains informational and does not replace the relevant authority or professional adviser.
Register for BXE →