Effective Date: 2026

These Terms and Conditions ("Terms") govern your access to and use of the BXE (Business Exchange) website, platform, CRM systems, products, services, and any related offerings.

By accessing or using BXE services, you agree to be bound by these Terms. If you do not agree, you may not use our services.

1. About BXE

BXE (Business Exchange) is a South African digital solutions and enterprise development platform offering CRM services, lead generation, business exposure, AI-assisted tools, hosting, email services, and business networking opportunities.

2. Use of Services

You agree to use BXE services only for lawful business purposes and in compliance with all applicable laws and regulations.

You may not:

• Use the platform for fraudulent, misleading, or unlawful activities

• Interfere with platform security or functionality

• Misuse data obtained through BXE

BXE reserves the right to suspend or terminate access where misuse is detected.

3. Accounts and Registration

To access certain services, you may be required to create an account.

You are responsible for:

• Maintaining the confidentiality of your login details

• All activities conducted under your account

• Ensuring information provided is accurate and up to date

4. Payment Terms

Use of BXE services may require payment of fees. By registering, you agree that:

• Payment may be recurring for subscription-based services

• Any outstanding fees may be collected automatically or by other lawful means

• BXE may suspend or terminate services in the event of non-payment

• Fees are subject to change, with notice provided on the platform or via email

5. CRM, Leads, and Business Exposure

BXE provides CRM tools, lead generation opportunities, and business exposure services.

While BXE aims to connect users with quality leads and exposure, no guarantee is made regarding sales, revenue, or conversion outcomes.

Lead availability, exposure levels, and promotional reach may vary depending on campaigns, partnerships, and market conditions.

6. Partnerships and Third Parties

BXE works with multiple strategic partners, including but not limited to:

• Insurance providers

• Banks and financial institutions

• Technology providers

• Marketing and business service partners

Where relevant and lawful, BXE may share your information with partner organisations:

• To deliver requested products or services

• Where required by a partner to process an application or enquiry

• Where legally required or permitted

All partners are expected to comply with applicable data protection laws, including POPIA.

7. Data Protection and Privacy

BXE processes personal information in accordance with its Privacy Policy, PAIA, and POPIA.

By using BXE services, you consent to the collection, processing, and sharing of information as outlined in the Privacy Policy and these Terms.

8. Intellectual Property

All content, software, branding, logos, designs, and materials on the BXE platform are the intellectual property of BXE or its licensors.

You may not copy, distribute, modify, or reproduce any content without prior written permission.

9. Service Availability and Changes

BXE strives to ensure platform availability but does not guarantee uninterrupted or error-free service.

BXE reserves the right to:

• Modify, suspend, or discontinue services

• Update features, pricing, or offerings

• Change these Terms at any time

Updates will be published on the website and take effect upon posting.

10. Limitation of Liability

BXE shall not be liable for:

• Indirect, incidental, or consequential damages

• Loss of profits, revenue, or business opportunities

• Actions or decisions taken based on information provided through the platform

Use of the platform is at your own risk.

11. Indemnity

You agree to indemnify and hold BXE harmless from any claims, losses, damages, or expenses arising from:

• Your misuse of the platform

• Violation of these Terms

• Breach of applicable laws

12. Governing Law

These Terms are governed by the laws of the Republic of South Africa.

Any disputes shall be subject to the jurisdiction of South African courts.

13. Termination

BXE may suspend or terminate access to services immediately where these Terms are breached.

Termination does not affect any rights or obligations accrued prior to termination.

14. Contact Details

For questions relating to these Terms and Conditions, please contact:

BXE (Business Exchange)
Email: rd@bxe.co.za

By using BXE services, you acknowledge that you have read, understood, and agreed to these Terms and Conditions, including the provisions regarding recurring payments and collection of any outstanding fees.